Not just application fees—factor in healthcare surcharges, priority processing, and biometric appointments. List every expected expense so nothing surprises you.
Split costs by applying for less than three-year visas where possible, or delay priority service until absolutely needed. Even small delays can save hundreds.
In some cases (e.g., family members of UK residents or humanitarian sponsorships), partial fee waivers may apply. Always check eligibility before dismissing this option.
• Employer sponsorship—ask your company to cover fees. • Spread costs—use short-term loans or savings plans. • Consult an immigration advisor on lesser-known concessions.