Germany is known for its affordable education, with many public universities offering tuition-free education to international students, including Indians. However, some universities may charge nominal administrative fees, usually between €100-€300 per semester. Private universities, on the other hand, may have higher tuition fees.
Living expenses in Germany can vary depending on the city. Indian students should budget for accommodation, food, transport, health insurance, and leisure activities. On average, living costs range between €700-€1,200 per month. Cities like Munich and Frankfurt tend to be more expensive, while smaller cities like Leipzig and Dresden are more affordable.
Indian students can choose from various accommodation options, including university dormitories, private apartments, or shared flats (WGs). University dorms are usually the most affordable, with costs ranging from €150-€400 per month. Private apartments may be more expensive, particularly in larger cities.
Health insurance is mandatory for all students in Germany. Indian students can either opt for public health insurance, which costs around €100 per month, or private health insurance, which may vary in cost. Public health insurance is generally more comprehensive and widely accepted.
To manage your budget effectively, Indian students should plan their expenses in advance. Consider opening a blocked account, which is a requirement for visa purposes, to cover living costs. Additionally, students can take up part-time jobs to supplement their income and reduce financial strain.
There are numerous scholarships available for Indian students to study in Germany. Scholarships like DAAD and Erasmus+ can cover tuition fees, living expenses, or both. Indian students should actively search for scholarships and apply well in advance to ease their financial burden.